California Seniors / Health Care / Long-Term Care

Long-Term Care

Long-term care is a variety of services that include medical and non-medical care to people who need assistance due to a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with the activities of daily living such as dressing, bathing, toileting, and transferring. Long-term care services can be provided at home, in the community, in assisted living or in nursing homes. 

Long-term care insurance is designed to cover long-term care costs if you need assistance or supervision due to impairment in your physical or mental abilities. Long-term care costs may include services rendered in your home, a nursing home, assisted living facility or adult day care. Deciding on whether to buy long-term care insurance may depend on your health, financial situation or long term goals for retirement. The links below will provide you with information on long-term care insurance including the names of insurance companies authorized to sell it and premium comparisons.



The Department of Health Care Services offers a list of Fast Facts concerning what you need to know about long-term care.



There are different options of long-term care, such as home and community-based service options.

PACE centers provide all-inclusive preventative, primary, acute, and long-term care service for those individuals otherwise eligible for nursing home care.  

Information on the types of care available, including residential care, in-home care services, and continuing care retirement communities, can be found on the Department of Social Services website.



California Health Advocates explains the options for covering some of the costs of long-term care.

The Department of Insurance provides a Long-Term Care Insurance Rate and History Guide annually.

For 2017, the Department of Insurance has also issued a Premium Comparison tool for Long-Term Care insurance, to help consumers compare the differences in annual premium amounts from different insurers.

Visit CalCareNet to learn how you can prepare for the cost of long-term care services and support.

The California Partnership for Long-Term Care, a consumer education program of the Department of Health Services, is dedicated to making sure you are ready for the costs and challenges of long-term care.

Download "Taking Care of Tomorrow: A Consumer's Guide to Long-Term Care" provided by the Department of Aging, which assists Californians who are thinking of purchasing long-term care insurance.