California Seniors / Health Care / Health Care & Insurance

Health Care & Insurance

Changing laws, increased choices, and the threat of scams combine to make health care coverage decisions both difficult and stressful. The best way to make informed, safe decisions is to become familiar with the facts. Browsing the links on this page will help you do just that. This section is intended to provide senior health related information in one convenient location.


 

Health Insurance Products (usually PPOs)

In California, the Department of Insurance regulates health plans and disability policies issued by insurance companies. 

Be aware of your rights before buying insurance, such as your right to look up an agent, broker, or insurance company.    

How to file a complaint with the Department of Insurance if your treatment has been denied, improperly delayed, or your policy has been canceled inappropriately.

For precautions and helpful tips for buying insurance, review a Senior Insurance Bill of Rights.

An overview of the types of senior health coverage, including Medicare, Medicare Advantage, and Medi-Cal plans is provided by the Department of Insurance.

 

HMO Health Plans

HMOs and other types of health plans are regulated by the Department of Managed Health Care.  

The "California HMO Guide for Seniors" is designed to help you use your health plan.

How to get mental health care and a list of your rights is provided by the Department of Managed Health Care.

Some tips for contacting your health plan when you are having problems are available from the Department of Managed Health Care. 

How to file a complaint with the Department of Managed Health Care.